You want to live life to the fullest without worrying about your finances. An early retirement is not an impossible dream to pursue. A decade of premium is all it takes for a secure retirement. With Manulife 3G’s attractive yearly Cash Coupons, you are one step closer to shaping an earlier and comfortable golden retirement. Invest a decade for a lifetime of income.

Features and benefits:

• Enjoy lifelong protection with just 10 years of premiums.
• Boost your retirement with attractive yearly Cash Coupons currently at 4.2%* p.a. of the basic sum insured starting from the end of the 10th policy year onwards.
• Earn an interest of 3.75%^ p.a. when you deposit the yearly Cash Coupons with Manulife.
• Secure your retirement with a constant stream of income for life.

Below is an illustration that shows how a 30 year old male who is a non-smoker, standard life with $100,000 sum insured, can benefit from Manulife 3G:

* The yearly Cash Coupons consist of a guaranteed 2.0% and a projected 2.2% of the sum insured. As the 2.2% is non-guaranteed, the actual benefit payable may vary according to the future performance of the Participating Fund.

^ 3.75% p.a. is the prevailing interest rate and is subject to change.

You have been working hard towards achieving your goals and aspirations. With great cash liquidity, you can spend as you wish and indulge in the simple pleasures of life while saving for the future.

Features and benefits:

• Wide choice of saving terms from 13 to 25 years.
• Enjoy annual guaranteed cashback equivalent to 5% of the sum insured from the 2nd policy anniversary onwards. You can leave the cash with the Company to enjoy interest at 3.75% * per annum.
• Up to 120% of total cashback plus a projected maturity bonus.
• Enjoy valuable insurance protection for loss of life, total and permanent disability.
• Flexibility to combine a wide variety of riders for extra protection against accidents, critical illnesses, hospitalisation and surgery.

*3.75% p.a. is the prevailing interest rate and is subject to change.

Planning for a comfortable retirement as you approach your "golden" years? Planning for a much-deserved dream holiday or anything else you desire? Premier Saver 55 is the ideal plan for you.

Features and benefits:

• Premiums are guaranteed and payable up to age 50.
• Provides lump sum cash at age 55.
• Insurance protection for loss of life, terminal illness and total and permanent disability.
• Inclusion of supplementary benefits for more comprehensive coverage

The Premier Saver 65 helps you build your retirement nest egg. You will be free from financial stress and have the necessary life protection at the same time.

Features and benefits:

• Premiums are guaranteed and payable up to age 60.
• Provides lump sum cash at age 65.
• Insurance protection for loss of life, terminal illness and total and permanent disability.
• Inclusion of supplementary benefits for more comprehensive coverage.