Discover your INVEST RIGHT™ Investor Profile

Sound investing begins with a good understanding of your own investment personality. Before you start investing, you should ascertain the type of investor you are through the following questions.

• Which statement best describes your immediate financial objective?

	Wealth accumulation.
	Saving for retirement or children's education.
	Saving for a rainy day.

• In light of your financial objective, how many years would you plan to keep the investment?

	More than 10 years
	5 - 10 years
	3 - 5 years

• How much price fluctuation are you willing to accept on your investment?

	I am willing to take substantial volatility in exchange for significantly higher potential returns over the longer term.
	I would be willing to accept occasional volatility as long as saving for the future. are in sound, high-quality investments that could be expected to grow over time.
	I want to minimise volatility as much as possible, even if it means my investment returns are relatively small.

• If you have a $5,000 bonus, what will you do with the bonus?

	I will invest in a blend of global diversified bonds and equities with a small portion of that going into a growth sector e.g. life sciences.
	I will invest in a global balanced fund which is likely to give me security and growth.
	I want to preserve my bonus by investing mainly in global diversified bonds, but don't want to miss out altogether on growth in global equity markets.

• Choose the statement that best describes your investment priorities.

	It is important that my investments grow faster than inflation and earn more than cash deposits. I am, therefore, willing to accept a fair amount of risk to try to achieve this.
	My investments must keep pace with inflation and outperform cash deposits. I am, therefore, willing to risk shorter term fall in the value of my original investment sum.
	Over time, saving for the future. must be secure, even if my investment returns only keep up with inflation and cash deposits.

Note: The questions for the investment and risk profiling process only serve as a guide and should not be taken as conclusive.