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Signature

    I want to...
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    • Protect my family and prepare for the future
    • Protect myself against life's uncertainties
    • Start planning for the future
    • Plan for my retirement
    • Grow my wealth
    Life
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    Signature
    With our Manulife Signature Series suite of products, you are well-protected by a premium suite of insurance solutions catering to your unique needs.
    Signature Series

    Heirloom (V)

    Designed for the ones who truly appreciate the value of legacy

    Enjoy high insurance cover with cash value accumulation with this USD universal life insurance plan

    Key features:
    Legacy Planning
    Distribute your wealth according to your wishes
    Estate Liquidity
    Helps you to divide your estate equally
    Portfolio Diversification
    Spread out your investment
    Business Continuity
    Protect your most valuable employees
    Loyalty Bonus
    Loyalty bonus1 at 0.25% per year
    Capped Premium Rates
    Cost of insurance charges capped at 110% of current rates
    Flexibility
    Flexible premium payments2 and partial withdrawals3
    Quit Smoking Incentive
    Enjoy non-smoker premium rates when you quit smoking.4
    VIEW BROCHURE 中文版产品手册 LIHAT BROSUR
    Footnotes
    1. Starts from policy year 16 or after the policy anniversary where life insured turned age 70, whichever is later, and end immediately before the policy anniversary after the life insured’s 100th birthday.2. You may pay a premium of any amount at any time before age 100, within the maximum limits we set. If you have enough cash value in the policy, you may skip a premium payment or stop paying entirely. You may need to pay extra premiums if the actual interest we pay you is lower than shown, if you take a loan, if you make a withdrawal or the actual charges are higher. The actual amount and frequency of premium payments will affect the policy value and potentially the death benefit as well as how long the policy is kept in force.3. On the condition that the withdrawals made from 11th policy anniversary onwards and the total withdrawal amount in a particular policy year does not exceed 5% of the policy value at the previous anniversary after monthly deductions.4. Applicable to standard or preferred smoker, without any additional ratings. You will need to pass a urine test to be able to qualify for standard non-smoker rates.
    Important notes
    Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be less than the total premiums paid.This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.We recommend that you seek advice from a Manulife Financial Consultant before making a commitment to purchase a policy.
    Information is correct at the time of publishing.
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    Our solutions:

    • ManuSignature Term

      Receive a lump sum payout upon death or terminal illness with this term insurance plan

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      ManuSignature Term
      • Flexibility to choose how long you want to be covered for, from 5 to 40 years

      • Freedom to convert to a life insurance plan, no health questions asked

      • Can be used to insure a key employee for your business continuity

      Details
    • Signature Life

      You want stability in your legacy plan. We’ll give you more. Your trusted partner to grow and preserve your legacy

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      Signature Life
      • One-time payment for a lifetime coverage on death and terminal illness

      • Choice of your preferred currency Singapore Dollars or U.S. Dollars

      • Guaranteed cash value of at least 80% of your single premium from day 1

      Details
    • Signature Income

      Receive a lifetime income stream with this single premium life insurance plan

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      Signature Income
      • A lifetime income stream with a single premium

      • Freedom to pay in USD or SGD, whichever works in your favour

      • Policy can be transferred to your next generation to enjoy its benefits

      Details
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