LifeReady

Protecting life, rewarding health

LifeReady is a whole life insurance plan that comes with Health Advantage, a first in Singapore feature.  Enjoy upfront premium discounts for being healthy! 

Core Benefits


Health Advantage - First in Singapore!

The Health Advantage feature - Enjoy upfront premium discounts for being healthy! 
Under Health Advantage, Good health = More savings.

No medical check-up will be needed if you want to increase your coverage at these 4 future milestones:



Get additional protection with:
 
Critical Illness Riders
Add on critical illness protection to your LifeReady plan
  • Early Critical Care Rider
    Covers 105 illnesses from early to advanced stages, comes with free child cover for advanced critical illnesses
  • Critical Care Rider
    Covers illnesses in the advanced stages, and boosts your payout to up to S$2 million
Premium Waiver Riders
Options to help to waive off your future LifeReady insurance premiums in times of adversity
  • Critical Care Waiver Rider
    Your future premiums are waived in the event of a critical illness
  • Payor Benefit Rider (I)
    Future premiums are waived upon death, terminal illness, or total and permanent disability of the payor
  • Payor Benefit Plus Rider (I)
    Future premiums are waived upon death, terminal illness, total and permanent disability, or diagnosis of critical illness of the payor
  • Payor Benefit Plus (I) Spouse Rider
    Future premiums are waived upon death, terminal illness, total and permanent disability, or diagnosis of critical illness of your spouse
How LifeReady can help you with your protection needs

Download our brochures

Brochure (English) Brochure (Chinese)

We’re here to help

Need some advice? Speak to us to learn more about how our solutions can give you and your family the health protection you need.

Contact a Financial Planner

Speak to our Client Services Executives

(+65) 6833 8188

Servicing hours:
9am to 6pm
Mondays to Fridays
(excluding public holidays)

LifeReady and its riders are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). Applicable terms and conditions as well as payout limits apply. Please see the respective product summary and policy contract on LifeReady and optional riders for more details.

Premium rates for the optional riders are non-guaranteed. Manulife reserves the right to change the rates by giving 30 days’ notice.

Buying a life insurance policy is a long-term commitment. If you end the policy early, it usually involves high costs and the cash-in value (also known as surrender value) may be less than the total premiums you have paid. This is for general information only and does not have regard to your specific investment objectives, financial situation and any of your particular needs. You should seek advice from a Manulife Financial Consultant before making a commitment to purchase the plan or its riders. In the event that you choose not to seek advice from a Manulife Financial Consultant, you should consider carefully whether this plan or its riders are suitable for you. This is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan or its riders. The specific details applicable to this insurance plan and the riders are set out in the policy contract.

This policy is protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg)

Information is correct at the time of publishing.