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Investment-linked policy sub-funds

Investment-linked policy sub-funds are funds available for products including but not limited to Manulink Enrich; Manulink Flex Protect; Manulink; Manulink Investors; ManuInvest Duo; ManuInvest Assure



  1. With effect 23 September 2021, new policies offering Investment-linked policy sub-funds will adopt single unit pricing using Net Asset Value (“NAV”) basis and no longer have bid-offer spread. In this case, you may refer to the bid prices shown below as the NAV prices.
  2. All prices shown are indicative and for reference purposes only. These do not represent the actual rates applied to any particular transaction. Please refer to the Product Summary for specific terms and conditions.
  3. The date in the policy statements is Valuation Date which is 1 business day after NAV Date. NAV Date is respectively shown below.   

The Manulife risk rating

  • Conservative
  • Moderately conservative
  • Balanced
  • Growth
  • Aggressive

Investment opportunities to achieve your financial goals


1 — Offer price at 5% sales charge. Applicable to regular premium plans.

2 — Offer price at 3% sales charge. Applicable to single premium plans.

Important information: This report is prepared by Manulife (Singapore) Pte. Ltd. and is provided for information purposes only. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid.

Your investments are subject to investment risks, and you may  lose the principal amount invested.

All fund prices shown here are indicative only and are subject to change without prior notice. Performance of the ILP funds are calculated in SGD or USD on a NAV to NAV basis with any income or dividends reinvested, but excluding any fees and/or charges which may be payable through deduction of premium or cancellation of units.

The performance of the ILP sub-fund is not guaranteed. The value of the units in the ILP sub-fund and the accumulated income (if any) may fall or rise.

This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.

If there are any differences between the English and Chinese versions of this website, the English version will apply.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites ( or

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.

Please refer to factsheet, prospectus or fund summary for full details of the fees and expenses of the fund. For certain funds, “All-in-fee” is displayed as “Management fee” in the table above.


Information is correct as of [22/01/2020].