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Goal: I want to invest and grow my wealth


How to invest and grow my wealth

Investing is one of the ways that may increase the value of your money over time. Some investors invest with the aim to grow wealth while others aim to earn passive income. Regardless of your objective to invest, there are many different types of investment plans available in the market that come with different levels of risk. The good news is that investing is not as complicated as you think. Regardless of your age, financial knowledge or attitude to a risk, there should be an investment strategy to suit your needs.

A key part of investing is to ensure that you have a diversified portfolio consisting of high and low- risk financial products.


What are the different types of investments in Singapore?


Available on the stock market that gives you part ownership of a listed company, stocks can potentially give you higher returns with higher risks. It is also important to note that the potential for upside returns is also the potential for downside returns1.

Exchange-Traded Funds (ETFs)

An ETF tracks an index of many companies which makes it more cost-effective than investing in different companies individually. It is suitable for medium risk level individuals who want to diversify their investment at lower costs.

Singapore Savings Bonds (SSBs)

Fully backed by the Singapore Government, SSB lets you earn regular interest and is a good way to diversify your investment portfolio. It is ideal for risk-adverse income investors seeking for passive income and do not mind lower returns in favour of more liquidity2.

Fixed Deposits

Also known as term deposits, fixed deposits require a set amount of cash over a set deposit period. With interest rates slightly better than a regular savings account, fixed deposits are guaranteed by the bank and provide low-risk and stable passive income2.

Investment-Linked Policy (ILP)

An Investment-Linked Policy combines life insurance coverage and investment3. Like a life insurance, an ILP provides insurance protection in the event of death or may include terminal illness and/or total and permanent disability. The investment portion comes in as the insurance premiums paid are used to purchase units in one or more funds of your choice. The investment returns are based on the fund’s performance with no guaranteed returns. It is suitable for those who have are seeking for a passive income and has a longer investment horizon to ride out market fluctuations while providing you with insurance protection.


Ready to get started on your investment journey? 


Recommended Investment-Linked Policies: 

Manulife InvestReady (III)

Diversify your portfolio with access to a diverse range of funds

Manulife InvestReady (III) - A whole-life regular-premium investment-linked plan that offers access to over 100 funds – including dividend-paying funds for potential income. Plus, enjoy a welcome bonus and yearly loyalty bonuses4– giving you a line-up of options that’ll make your investment work harder for you.


ManuInvest Duo

Investment plan with a wide suite of professtionally-managed funds to invest in
































































































































































































































































ManuInvest Duo - A complete life plan should help you achieve both your wealth accumulation and protection goals. Play to your own tune with ManuInvest Duo, a flexible regular premium investment-linked policy that helps you achieve harmony between those needs. Dictate the tempo of your investments with your choice of professionally managed funds and choose your Minimum Investment Period of 10, 15 or 20 years.

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    4. Terms and conditions apply. Please refer to Product Summary for more information.