Life insurance pays a lump sum to your loved ones to cushion them from financial instability should the worst happen. Once you take up the policy, you pay a regular premium so that your family can receive a payout upon your death or total and permanent disability (TPD).
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There are two types of life insurance:
Term life insurance offers basic protection at a more budget-friendly premium because it only covers a set period of time with no cash value. Whole life insurance gives the assurance of a longer period of protection with accumulated cash value, but usually requires higher monthly premium payments.
How much your policy’s monthly premium would cost depends on a number of factors, but they generally increase with the age when you sign up.
Manulife is one of the leading providers of life insurance in Singapore and has helped provide peace of mind to thousands of families. Find out more about our plans below or speak to one of our Financial Consultants today.
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