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It's never too early to start preparing for your future, but planning your retirement may not be as simple as you think. 

Plan for my retirement

The world of work is changing, which is having a big impact on our retirement. Technology and changing social norms have made the work environment far more flexible. Many of us can now enjoy sabbaticals, work remotely or even decide to shift careers in mid-life. While the dream of retiring early is still a major goal, others plan on working past the normal retirement age. There is no longer a ‘’normal’’ retirement plan.

Plan for my retirement

Semi-retirement is a growing trend as employees realise they still enjoy working but still want to free up more leisure and family time. 

 

Volunteering is also becoming popular. One size doesn’t fit all and what’s right for your colleague may not be right for you. However you envisage your retirement, it’s likely you will need an alternative source of income to supplement a drop in your salary. That’s where pension savings come in. Although you are saving with a long time horizon, the same principles of saving apply. The early you start the easier it becomes and the bigger your nest egg.

Given the shifting sands of retirement, you may not have a specific retirement date in mind. So make sure you choose a retirement plan with flexibility over your retirement age. Whether you decide to call it a day at 55, 60, 65 or 70, you can call the shots.

To help you work out how much you should start putting away today, our retirement planner is a good starting place.


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