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A retirement plan that offers you the option to receive Guaranteed Monthly Income1 for life. 

Celebrate your golden years, with RetireReady Plus II, a retirement plan that’s customised to your needs. Raise a toast to Guaranteed Monthly Income1 for life, or over your choice of 52, 10, 15, or 20 years. Be covered for Death and Terminal Illness, including Premium Waiver3 on Total & Permanent Disability. Plus, additional4 payouts in the face of any Loss of Independence5 including Loss of Speech, Loss of Hearing and Major Head Trauma lets you continue on towards the sweet retirement you deserve.

Why should you get it?

Loss of independence income 4,5

Receive up to an additional 100% of your Guaranteed Monthly Income1 depending on the severity

Premium Freeze8

In times of need, put your premium payment on hold while your policy stays in force

Flexibility

Adjust6 your income payout period according to your changing needs, anytime up to 2 years before your selected retirement age

Retrenchment Payout Benefit7

Get a lump sum payout in the event of the life insured's retrenchment

Product Family

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Product Family

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Footnotes

1. The Guaranteed Monthly Income (GMI), less any policy debt, will start one month after the policy anniversary immediately after the life insured reaches the selected retirement age and to the end of his/her selected income payout period.

2. Not applicable to policies with single premium and 5 years premium payment term.

3. Only applies to regular premium plans, during your premium payment term or before the policy anniversary immediately after his or her 70th birthday, whichever is earlier.

4. If the life insured is not able to perform any 2 out of 6 Activities of Daily Living, the Loss of Independence income benefit payable is equivalent to 50% of the GMI, capped at a maximum of S$2,000 per month per policy. If the life insured is not able to perform at least 3 out of 6 Activities of Daily Living or diagnosed with loss of speech, loss of hearing or major head trauma, the Loss of Independence income benefit payable is equivalent to 100% of the GMI, capped at a maximum of S$4,000 per month per policy.

5. Please refer to Product Summary for more details on the Loss of Independence conditions.

6. Please refer to the Product Summary and Policy Contract for more details.

7. Only applies to individual owned policies and policies where life insured is aged 64 and below, during the first 5 policy years (for SP policies); during your premium payment term (for RP policies); or before the policy anniversary immediately after his or her 65th birthday whichever is earlier.

8. Not applicable to single premium policies.

Important notes

RetireReady Plus II and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Registered number 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid. This advertisement is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. Protected up to specified limits by SDIC.

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as of 5 April 2020.

Speak to a financial consultant today!

 

Important Notice

We are glad to inform that our Client Service Centre (excluding Cashier payment counters) will resume operations from 2 June 2020 (Tue)! This is in conjunction with our country's gradual exit of the circuit breaker period. To protect the safety of our customers and staff, we have put in place stringent precautionary staff measures such as  wearing face shields and masks.

 

While we are more than happy to serve you in person, we encourage you to use our suite of digital offerings for your needs, including the customer online portal - MyManulife, Digital Payments (PayNow, Internet Banking, AXS, eGIRO) and Softcopy Form Submissions.

 

If you need assistance, please submit your enquiry through our Contact us form or call us at 6833 8188, 9am-6pm Mon-Fri (excluding Public Holidays), we’ll be happy to help. Thank you.  

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Important Notice

We are glad to inform that our Client Service Centre (excluding Cashier payment counters) will resume operations from 2 June 2020 (Tue)! This is in conjunction with our country's gradual exit of the circuit breaker period. To protect the safety of our customers and staff, we have put in place stringent precautionary staff measures such as  wearing face shields and masks.

 

While we are more than happy to serve you in person, we encourage you to use our suite of digital offerings for your needs, including the customer online portal - MyManulife, Digital Payments (PayNow, Internet Banking, AXS, eGIRO) and Softcopy Form Submissions.

 

If you need assistance, please submit your enquiry through our Contact us form or call us at 6833 8188, 9am-6pm Mon-Fri (excluding Public Holidays), we’ll be happy to help. Thank you.  

View More
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