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Start saving to achieve your life goals today, while protecting yourself and your family from life’s uncertainties with our range of short term to long term savings insurance plans.

Learn more about Savings Insurance Plans

Start saving now to fulfil your future goals and be prepared for life’s uncertainties.

Find a Savings Insurance Plan for you

<p>Manulife IncomeGen (II)</p>

Provides you a stream of monthly income up to age 120







<p>Manulife Goal 2024 (I)</p>

A 2-year single premium endowment plan with 100% capital guaranteed at maturity

ReadyBuilder (II)

Assemble your finances with the right building blocks








Manulife GrowSecure

Wealth accumulation with a lump sum payout at policy maturity









<p>Manulife IncomeSecure</p>

Provides yearly income stream as you craft a meaningful gift for your loved ones. 

Find out what Savings Insurance Plans are

What are savings insurance plans?

A savings insurance plan is different from traditional savings accounts in Singapore as it provides an additional benefit of life insurance coverage in the savings plan.

How to choose a savings insurance plan?

Choose a savings insurance plan that meets your savings goals while getting financial protection to cover yourself and your loved ones.

Savings insurance offers guaranteed or / and non-guaranteed returns. A guaranteed returns plan provides a stable rate of return over a given period, while non-guaranteed returns may fluctuate based on the performance of the participating fund, in the form of bonuses that are not guaranteed. You can choose the plan based on your savings goals.

Why choose Manulife savings insurance plan?

Manulife’s savings insurance plans are designed to empower you to take charge of your finances to achieve your long term to short term savings goals while protecting you from life’s uncertainties.

We have a wide range of savings insurance plans available, such as plans with premium freeze option1 and retrenchment benefits2, which help you to continue achieving your savings goals even in face of unexpected difficulties.

Terms and conditions apply, please refer to the respective Product Summaries and Policy Contracts for specific definitions.


1 Applicable to Manulife GrowSecure, RetireReady Plus (III) and ReadyBuilder (II). Provided the policy has been in force for 2 policy years with 2 full annual premium payments and subject to approval by Manulife. Not applicable to single premium policies.

2 Applicable to Ready LifeIncome (III), RetireReady Plus (III) and ReadyBuilder (II). Only applies to individual owned policies and policies where life insured is aged 64 and below, during the first 5 policy years (for SP policies), during your premium payment term (for RP policies), or before the policy anniversary immediately after his or her 65th birthday, whichever is earlier. For Ready LifeIncome (III) 5 years premium payment term, the retrenchment benefit payout will be 50% of annual premium, and for 10 years premium payment term, the retrenchment benefit payout will be 100% of annual premium.

Important notes

This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.

Information is correct as at 13 June 2023.

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