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Wealth accumulation with a lump sum payout at policy maturity

Why should you get it?


Planning for your future in an uncertain economy requires an insurance plan that builds your funds while protecting your loved ones. Manulife GrowSecure guarantees your capital at policy maturity. It also waives future premiums upon diagnosis of total and permanent disability while extending accidental death coverage to you. When it comes to securing your future, every step matters. That's every day better for you.

Premium freeze¹

   In times of need, put your premium

   payment on hold while your policy continues

Premium term options

   Choice of 3 premium payment terms:

   5, 8 or 10 years

Policy term options

   Choice of 2 policy terms: 16 or 18 years

Get 100% of your capital return,

upon policy maturity

Get your premiums waived upon Total and

Permanent Disability (TPD) during your

premium payment term, or before the age of

70 of life insured while your policy continues

• Be covered against death and terminal illness

• Receive an additional payout of 50%

   of total premiums paid to date in the event

   of accidental death4 of the life insured

   before the age of 80

Guaranteed acceptance with

no health questions asked

Option to change the life insured5 during

the course of your policy. Applicable to

both corporate and individual policies

Get additional protection with

optional supplementary benefits

Product Family

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Product Family

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Product Family

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¹ Provided the policy has been in force for 2 policy years with 2 full annual premium payments and subject to approval by Manulife.

² Not applicable for policies which have been altered.

³ Please refer to the Product Summary and Policy Contract for more details.

4 If there is a reduction in the sum insured, the total premiums paid to date used for the accidental death benefit calculation will be based on the reduced sum insured from the start of the policy.

5 After 2 policy years, the Policy Owner may request to change the life insured up to 2 times during the policy term for individual policies and unlimited number of times for corporate policies. Please refer to Product Summary for more information. Subject to acceptance by Manulife.

Important notes

Manulife GrowSecure and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as at 23 January 2022.

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