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Provides you a stream of monthly income up to age 120

Why should you get it?

Limited time offer. 

Start saving today and enjoy 2% off first-year premium. T&Cs apply.

With just 3 years of premium payments, Manulife IncomeGen helps you to plan for your generations ahead. This is a whole-life insurance savings plan that provides you with a stream of monthly income up to age 120, and a Change of Life Insured1 option that gives you flexibility with your legacy planning needs, whether for your business or for your loved ones.

Lifetime Monthly Income

- Enjoy lifetime monthly income2 from end of 49th policy month up to age 120

- When policy matured at age 120, you will also receive a lump sum maturity benefit payout

Change of Life Insured (COL)1

Option to change the life insured1 during the course of your policy. Applicable to both corporate and individual policies

Waiver of Future Premiums3

Get your premiums waived upon total and permanent disability during your premium payment term, while your coverage continues

Limited Payment Term

Just 3 years of premium payments

Coverage

- Be covered3 for death and terminal illness up to age 120

- Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80

Easy Application with No Health Check-ups

Guaranteed acceptance with no health questions asked

Product Family

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Footnotes

1 After 2 policy years, you may request to change the life insured up to 2 times during the policy term for individual policies and unlimited number of times for corporate policies. Terms and conditions apply. Please refer to Product Summary for more information.

2 Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12 and based on illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.

3 Terms and conditions apply. Please refer to Product Summary for more information.

Important notes

Manulife IncomeGen and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as at 22 November 2021.

Interested to find out more about Manulife IncomeGen?

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