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Provides you a stream of monthly income up to age 120

Why should you get it?

Limited time offer.

Start saving today and enjoy up to 5% first year premium discount. T&Cs apply.

Manulife IncomeGen is a whole-life insurance savings plan that allows you to enjoy a stream of monthly income1 till age 120, with just 3 or 5 years of premium payments.  With the Change of Life Insured2 option, Manulife IncomeGen offers financial stability for your future generations. 

- Enjoy lifetime monthly income¹ from end of 49th or 61st policy month up to age 120, depending on selected premium payment term.

- When policy matures at age 120, you will also receive a lump sum maturity benefit payout 


Option to change the life insured² to your loved ones

Choice of 3 or 5 years of premium payments

- Be covered for death and terminal illnesses up to age 120

- Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80

Get your premiums waived upon total and permanent disability during your premium payment term, while your coverage continues

Guaranteed acceptance with no health questions asked

Manulife Goal 2023 (Special)

Purchase an eligibile plan and stack on a 1-year single premium endowment plan.

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Terms and conditions apply, please refer to respective Product Summaries for specific definitions.

1. Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12, and based on illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal  to 1.17% of the sum insured divided by 12.

2. After 2 policy years, the Policyowner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions.


Important notes:

Manulife IncomeGen is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. This brochure is also available in Chinese. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as at 23 April 2023.

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