Manulife Goal 2023 (I)

Footnotes

1. Based on the higher illustrated investment rate of return of 4.25% p.a., the total illustrated yield at maturity is 4.00% p.a., which consists of a guaranteed maturity yield of 3.92% p.a. and a potential non-guaranteed maturity yield of 0.08% p.a.

Based on the lower illustrated investment rate of return of 3.00% p.a., the total illustrated yield at maturity is 3.92% p.a., which consists of a guaranteed maturity yield of 3.92% p.a. The potential non-guaranteed maturity yield will be zero. 

The bonus rate and the illustrated investment rate of return are not guaranteed and will depend on the future performance of the Participating Fund of the policy. Figures are subject to rounding.

2. Not applicable to policies that have been altered. 

3. Based on the higher illustrated investment rate of return of 4.25% p.a., the potential non-guaranteed maturity bonus is 0.17% of the single premium.

Based on the lower illustrated investment rate of return of 3.00% p.a., the potential non-guaranteed maturity bonus will be zero.

The bonus rate and the illustrated investment rate of return are not guaranteed and will depend on the future performance of the participating Fund of the policy. Figures are subject to rounding.

Important notes

Manulife Goal 2023 (I) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. This brochure is also available in Chinese. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as at 13 January 2023.