What is Manulife Goal 2025 (I)?
Manulife Goal 2025 (I) is a single premium endowment plan which allows you to grow your savings while providing a peace of mind with some protection element in the form of death coverage.
How does it work?
Upon application, make an upfront single premium payment and choose between a 3-year or 4-year policy term. During the policy term, you will earn potential returns of up to 2.29 % p.a.¹. You will also be covered against death during this period. Upon maturity, you will receive a lump sum amount which includes 100% of the single premium paid plus any bonuses (guaranteed and non-guaranteed) earned.
Who is it for?
Manulife Goal 2025 (I) is suitable for those who are looking for a low-risk option to grow their savings over a short to medium period. This single premium endowment plan, which includes components of savings and insurance, appeals to those who seek a portion of guaranteed returns on their investment with potential bonuses and appreciate the added peace of mind that comes with insurance protection against death.
Why should you get Manulife Goal 2025 (I)?
Important Information
Terms and conditions apply. Please refer to Product Summary for more information about this insurance plan.
Footnotes:
¹ Applicable to 3-year policy term:
The illustrated maturity yield of 2.16% p.a. includes a non-guaranteed maturity bonus of 0.16% p.a. based on the higher illustrated investment rate of return (IIRR) of 2.51% p.a.. The non-guaranteed maturity bonus will be 0.48% of the single premium.
Based on the lower IIRR of 2.28% p.a., the illustrated maturity yield is 2.00% p.a.. The non-guaranteed maturity bonus will be zero.
Applicable to 4-year policy term:
The illustrated maturity yield of 2.29% p.a. includes a non-guaranteed maturity bonus of 0.15% p.a. based on the higher IIRR of 2.59% p.a.. The non-guaranteed maturity bonus will be 0.64% of the single premium.
Based on the lower IIRR of 2.36% p.a., the illustrated maturity yield is 2.14% p.a.. The non-guaranteed maturity bonus will be zero.
As the maturity bonus rate and both IIRRs are not guaranteed, the actual benefits payable will vary according to the future performance of the Participating Fund of the policy. Figures are subject to rounding.
² Not applicable to policies that have been altered.
Important Notes
Manulife Goal 2025 (I) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. This brochure is also available in Chinese. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
Information is correct as at 6 July 2025.
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