What is ManuProtect Term (II)?
ManuProtect Term (II) is a regular premium term life plan available in Singapore, offering coverage against death and terminal illness for a specified period. This term life plan is designed to provide essential protection at an affordable cost. Unlike whole life plans, ManuProtect Term (II) features lower premiums because it does not include a savings or investment component, focusing solely on providing financial protection to you and your loved ones in a shorter term period.
How does it work?
Similar to other term life plans in the market, ManuProtect Term (II) provides life insurance coverage to policyholder during coverage period. During this period, you will be covered against death and terminal illness. So, what’s different? For ManuProtect Term (II), you have full flexibility in choosing your coverage periods and type of coverage:
Coverage Period |
Type of Coverage |
5 or 10 years (renewable and convertible)
|
Renewable and Convertible:
|
11 to 40 years (level and convertible)
|
Level and Convertible:
|
Who is it for?
ManuProtect Term (II) is suitable for individuals who need coverage for a specific time period that aligns with their financial needs, goals, or life stages.
Important information
Terms and Conditions apply. Please refer to the respective product summary for more information.
- Premiums will be based on the life insured’s age at point of renewal. Not available for Level and Convertible.
- Applicable for sum insured of S$500,000 and above. Non-smoker premium rates will continue from the 4th policy year upon satisfactory evidence that the life insured have stopped smoking has been provided. Not available for Renewable and Convertible.
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