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Term insurance you can design to fit your budget and protection needs.

Why should you get this plan?

Enjoy fixed premiums on the basic plan for policy term of 20 years or up to age 65

Covers death, total and permanent disability and terminal illness

Protection of up to S$400,000 in sum insured

For 5 years policy term, your policy will auto renew till age 80, regardless of your health condition

Additional protection with Direct – Term ManuCritical Care Rider

Flexibility to choose how long you want to be covered for, 5 years, 20 years, or until age 65

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1. Please refer to product summary for more details.

Important notes

DIRECT–ManuAssure Term and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites ( or

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy. 

Information is correct as of 1 September 2020.

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