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Secondary Life Insured Option

Apply to appoint or change the Secondary Life Insured of your policy



This applies to policies with a Secondary Life Insured option that allows Policyowner to appoint a Secondary Life Insured to ensure the continuity of the policy upon the death of the Primary Life Insured. The Primary Life Insured is the original life insured indicated at the policy start date.

If you would like to appoint or change Secondary Life Insured, please complete the Application of Secondary Life Insured Form.

What you need to provide

1. Application for Secondary Life Insured Form upon appointment or change of Secondary Life Insured.
2. When the Primary Life Insured passes on and before the Secondary Life Insured becoming the new life insured of the policy, the following documents are required for verification:
Documents required:
1. Death certificate of the Primary Life Insured;
2. Birth certificate or marriage certificate of the Secondary Life Insured;
3. NRIC of the Secondary Life Insured (not required if the Secondary Life Insured is below 18 years old);
4. Occupation details of Secondary Life Insured.


Who will need to sign the form to activate the change? 
For non-trust policies, the Assignee or Policyowner must sign the form. 

For a Trust policy under S49L, either of the following parties must sign the form: 
• Policyowner and any one Trustee (excluding the Policyowner), or 
• All Beneficiaries (each Beneficiary must be at least 18 years old) 

For a Trust policy under S73, the Policyowner and all Trustees must sign on the form.


Change of premium

Apply to increase of decrease your premium.



Change of sum insured

Apply to increase or decrease your sum insured.



Change to recurring single premium

Make changes to your standing instruction for recurring single premium (RSP) investments.



Change payment frequency

Apply to change the frequency of your premium payment.



Change rider/supplemetary benefits details

Apply to make changes to your rider or supplementary benefit.



Change insured person

Apply to change the Life Insured on your policy.



Secondary life insured option

Apply to appoint or change the Secondary Life Insured of your policy.



Change occupation details

Update your policy with your change of occupation.



Convert to reduced payout policy

Apply to use your policy's cash value to convert the policy to a reduced paid-up policy.



Change of representative

Request for a change of servicing representative.



Reinstate a lapsed policy

Apply to reinstate a policy after it has lapsed.



Notify Manulife of a will or a will change

Notify Manulife when you have made a will or a change to an existing will.



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Apply to surrender or withdraw a policy in full or partially.



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