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Supporting the growth and strength of your legacy to stretch across generations

Why should you get it?

Limited time offer.

Plan for your legacy today and enjoy up to 1.2% premium discount. T&Cs apply.

Enjoy guaranteed and non-guaranteed monthly income1 up to age 120

- Choose to pay your premium in SGD or USD, whichever works in your favour

- Choose to receive monthly income¹ from either the 37th or 49th policy month

- Choose to accumulate the monthly income payouts for higher returns4

Guaranteed acceptance with no health questions asked

From day 1, your policy has a surrender value which is at least 80% of the single premium paid

Have the option to change life insured³ to another valuable employee, or to your future generations

Product Family

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1. Signature Income Series includes Signature Income (II) - USD and Signature Income (III) SGD. Signature Income Series provide monthly income either from the 37th policy month or the 49th policy month, until the life insured reaches age 120 or until the termination of the policy, whichever is earlier. Once the policy is incepted, the monthly income amount and the policy month when the monthly income is first paid out cannot be changed.

2. Terms and conditions apply. Please refer to Product Summary for specific definitions.

3. Policy owner may request to change the life insured after 2 years from the policy issue date and must have an insurable interest on the new life insured at time of change. Acceptance of the new life insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new life insured, as well as other terms and conditions as Manulife shall determine from time to time. For more details, please refer to the Policy Contract.

4. The monthly income can be accumulated with Manulife at the prevailing interest rate. The interest rate is subject to change by Manulife with 30 days’ advance notice to the policy owner.

Important notes

Signature Income (III) SGD and Signature Income (II) - USD are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid.

This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. If there are any differences between the English, Chinese and Bahasa Indonesia versions of this brochure, the English version will apply.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch, before making a commitment to purchase a policy.

All information is correct as of 13 December 2021.

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