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One time premium, for a lifetime of income.




Why should you get it?

One-time payment that lasts a lifetime

Enjoy a lifetime coverage2 on death and terminal illness, up to age 120

Flexible payouts

Enjoy guaranteed and non-guaranteed monthly income1 up to age 120


-  Option to pay your premium in Singapore Dollars or U.S. Dollars

-  Option to receive monthly incomefrom either 37th or 49th policy anniversary

-  Option to accumulate income payouts for higher returns 

Easy application with no health check-up

Guaranteed acceptance with no health questions asked

Guaranteed surrender value from day 1

Your policy has surrender value which is at least 80% of the single premium paid

Change of life insured5

For corporate policy only

Product Family

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1. Signature Income (II) provides monthly income either from the 37th policy monthiversary or the 49th policy monthiversary, until the life insured reaches age 120 or until the termination of the policy, whichever is earlier. Once the policy is incepted, the monthly income amount and the policy monthiversary when the monthly income is first paid out cannot be changed.

2. Terms and conditions apply. Please refer to Product Summary for specific definitions.

3. The monthly income can be accumulated with Manulife at the prevailing interest rate. The interest rate is subject to change by Manulife with 30 days’ advance notice to the policy owner.

4. Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.

5. Policy owner may request to change the life insured after 2 years from the policy issue date and must have an insurable interest on the new life insured at time of change. Acceptance of the new life insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new life insured, as well as other terms and conditions as Manulife shall determine from time to time. For more details, please refer to the Policy Contract.

Important notes

Signature Income (II) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. If there are any differences between the English, Chinese and Bahasa Indonesia versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites ( or

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch, before making a commitment to purchase a policy. 

Information is correct as of 5 April 2020. 

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