1. For Signature Life – USD, the coverage for death and terminal illness is up to age 99 and the policy matures at age 99. For Signature Life (II) SGD, the coverage for death and terminal illness is up to age 120 and the policy matures at age 120. Terms and conditions apply. Please refer to product summary for specific definitions.
2. Death Benefit
Upon the death of the life insured during the policy term, we will pay the following in one lump sum, less any amount owing to us:
(a) before the policy anniversary immediately after the life insured’s 85th birthday, we will pay the higher of:
(i) face amount plus accumulated reversionary bonus (if any) and claim bonus (if any); or
(ii) the minimum protection amount; or
(b) on or after the policy anniversary immediately after the life insured’s 85th birthday and before the maturity date, we will pay face amount plus accumulated reversionary bonus (if any) and claim bonus (if any).
If the life insured is diagnosed with a terminal illness during the policy term, we will pay the death benefit in a lump sum in advance.
3. Policy owner may request to change the life insured after 2 years from the Policy Issue Date. Acceptance of the new life insured is at Manulife’s sole and absolute discretion. It will depend upon the insurability of this new life insured, as well as other terms and conditions as Manulife shall determine from time to time. For more details, please refer to the policy contract.
Signature Life (II) SGD and Signature Life – USD are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid.
This advertisement is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or ).
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch, before making a commitment to purchase a policy.
Information is correct as of 1 July 2021.