Direct - ManuAssure Term

Be ready to protect your family’s future

Buying life insurance could be the most important step you take to protect your family’s future. Having enough life insurance protection will provide your family with a future that is financially secure. Term insurance can often be the best choice of life insurance protection since it can meet your needs now and fit comfortably within your budget. 

Core benefits
  • If you pass away, suffer a total and permanent disability (TPD)1 or are diagnosed with a terminal illness (TI)2, we will pay the sum insured as a lump sum so that you can rest assured that your loved ones will not suffer an immediate financial burden. 
  • Choose coverage term that protects you for 5 years and renewable thereafter, 20 years or until you reach age 65
  • ​If you have chosen the 5-yearly renewable policy term, we will renew the policy automatically at the end of the policy term and cover is guaranteed no matter what condition your health is in as long as you pay the premiums by the end of the period of grace. The premiums at renewal are not guaranteed and are based on your age when you renew. The maximum renewal age is 80. 
How Direct - ManuAssure Term could help
Table below illustrate coverage at affordable premiums, for a male non-smoker, age 30 last birthday, who bought Direct – ManuAssure Term with a sum Insured of S$400,000. 

Premiums for Direct– ManuAssure Term
 
Policy Term Monthly Premiums (S$)
5 - Yearly Renewable  28.433
20 - Year  39.42
To Age 65  60.45

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Product footnotes
1 The Policy Owner can select a Policy Sum Insured that falls between S$50,000 and S$400,000. An overall limit of S$400,000 Sum Insured for all DPI Products per Life Insured purchased from Manulife (Singapore) Pte. Ltd. applies.

2 If you, as the Life Insured, suffer a TPD before the policy anniversary immediately after your 65th birthday, we will pay the Death Benefit in a lump sum. The disability must last for at least six months in a row before we will pay a claim. There is a limit on the compensation that we will pay. Please see the Product Summary and Policy Contract for more details.

3 For the 5-yearly renewable policy term option, premiums at each renewal are non-guaranteed and are based on the age of the Life Insured at the point of renewal.

Important notes
DIRECT- ManuAssure Term and DIRECT - Term ManuCritical Care Rider are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D).

This is for general information only and does not have regard to your specific investment objectives, financial situation and any of your particular needs. This is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan and the rider.

Buying a life insurance policy is a long-term commitment. You should consider carefully before terminating the policy or converting to a new one, as there may be disadvantages in doing so. The new plan may cost more or have fewer benefits at the same cost. The specific details applicable to this insurance plan and its rider are set out in the policy contract.

This policy and the rider are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www. sdic.org.sg).

Information is correct as at time of publishing.