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Important Notice

Exercise caution and remain vigilant against scammers posing as Manulife Singapore staff or financial representatives, or government officials.

Manulife Singapore staff and our financial representatives are committed to ensuring your security, and we will:
1. Never call on behalf of the Monetary Authority of Singapore (MAS).
2. Never request money transfers on behalf of MAS.
3. Never ask for money transfers to any bank account over the phone. For payment of premiums, do refer to https://www.manulife.com.sg/en/self-serve/make-payment.html for our official payment channels.
4. Never request for your personal or financial credentials, such as passwords, one-time PINs (OTPs), or security codes, via phone or email.

If you have any doubts or concerns, please contact our hotline at 6833 8188 (available 9am – 5pm, Mon-Fri, excluding public holidays) or submit a form here for assistance.

For more information, please visit https://www.manulife.com.sg/en/cybersecurity-advisory.html.

View more
Important Notice

Exercise caution and remain vigilant against scammers posing as Manulife Singapore staff or financial representatives, or government officials.

Manulife Singapore staff and our financial representatives are committed to ensuring your security, and we will:
1. Never call on behalf of the Monetary Authority of Singapore (MAS).
2. Never request money transfers on behalf of MAS.
3. Never ask for money transfers to any bank account over the phone. For payment of premiums, do refer to https://www.manulife.com.sg/en/self-serve/make-payment.html for our official payment channels.
4. Never request for your personal or financial credentials, such as passwords, one-time PINs (OTPs), or security codes, via phone or email.

If you have any doubts or concerns, please contact our hotline at 6833 8188 (available 9am – 5pm, Mon-Fri, excluding public holidays) or submit a form here for assistance.

For more information, please visit https://www.manulife.com.sg/en/cybersecurity-advisory.html.

View more
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Boost your coverage up to 5x, till age 70 or 80

Get covered today and enjoy up to 10% off first year premium. T&Cs apply.

Discover our exclusive promotions just for you

Get covered today and enjoy up to 10% off first year premium. T&Cs apply.

What is LifeReady Plus (II)? 

LifeReady Plus (II) is a regular premium whole life plan available in Singapore, designed to offer lifelong coverage1 against death and terminal illness till age 99. Apart from the guaranteed death benefit, it also includes a cash value component that accumulates over time.

How does it work? 

By paying regular premiums, you'll receive lifelong protection against death, terminal illness, and total and permanent disability, with coverage lasting until the age of 99. You also have the option to enhance your plan with add-ons, which can increase your coverage up to five times the basic sum insured and include protection against critical illnesses. 

Who is it for? 

LifeReady Plus (II) is ideal for individuals looking for long-term financial stability, due to its fixed premiums and guaranteed death benefit. This whole life insurance plan also appeals to those who appreciate the added benefit of cash value accumulation, which can provide financial flexibility and support over time.

Talk to our financial consultant 

 

Why should you get plan?

Enjoy upfront premium discounts for the first 2 policy years and continue to enjoy these discounts beyond the 2nd year by meeting our health targets.

Enjoy the flexibility to convert the cash value from your policy into annual payouts over 10 years, boosted by an extra 5% interest.

Seamlessly adapt your policy to life's key moments—graduation, marriage, purchasing your first home, or becoming a parent—by enhancing your coverage without the need for a medical check-up.

If you or your spouse face retrenchment and remain unemployed for 30 days or more before turning 65, enjoy six months of premium waivers while your coverage continues uninterrupted.

 Strengthen your protection with our range of critical illness riders1, offering a lump sum payout or waiving future premiums if a critical illness occurs.

Terms and Conditions apply. Please refer to the respective product summary for more information. 
  1. Terms and conditions apply. Please refer to respective product summaries for more information. 
  2. Upfront premium discount is based on standard underwriting assessment. To qualify for premium discount subsequent to policy year 2, please submit the Health Advantage form or a medical report with the health target requirement for verification within the first 2 policy terms. 
  3. Option is only available after the enhanced protection expires at age 70 or 80, and can only be exercised once. Annual payout will result in coverage reduction and lower cash value when the policy matures. Please refer to the product summary for more details.  

Want to find out more? 

Let's arrange for a no obligation chat with our financial consultant now!

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    • You acknowledge that you authorise and consent to Manulife (Singapore) Pte Ltd ("Manulife) (including employees and Representatives of Manulife) to collect, use, disclose and retain your personal data for the purpose of receiving notifications via SMS(es) and email(s) to service your request; and
    • You consent to Manulife to contact you (even though your telephone number may be already registered on the National Do Not Call Registry) for marketing purposes, and to provide you with marketing, advertising and promotional information, materials and/or documents relating to financial advisory services and products distributed by Manulife, if applicable.

    The consent you provide is in addition to and does not supersede, vary or nullify any consent which you may have provided previously in respect of the above purposes, unless your previous consent has been withdrawn.

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