What is LifeReady Plus (II)?
LifeReady Plus (II) is a regular premium whole life plan available in Singapore, designed to offer lifelong coverage1 against death and terminal illness till age 99. Apart from the guaranteed death benefit, it also includes a cash value component that accumulates over time.
How does it work?
By paying regular premiums, you'll receive lifelong protection against death, terminal illness, and total and permanent disability, with coverage lasting until the age of 99. You also have the option to enhance your plan with add-ons, which can increase your coverage up to five times the basic sum insured and include protection against critical illnesses.
Who is it for?
LifeReady Plus (II) is ideal for individuals looking for long-term financial stability, due to its fixed premiums and guaranteed death benefit. This whole life insurance plan also appeals to those who appreciate the added benefit of cash value accumulation, which can provide financial flexibility and support over time.
Important information
- Terms and conditions apply. Please refer to respective product summaries for more information.
- Upfront premium discount is based on standard underwriting assessment. To qualify for premium discount subsequent to policy year 2, please submit the Health Advantage form or a medical report with the health target requirement for verification within the first 2 policy terms.
- Option is only available after the enhanced protection expires at age 70 or 80, and can only be exercised once. Annual payout will result in coverage reduction and lower cash value when the policy matures. Please refer to the product summary for more details.
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