Manulife ReadyIncome

A gift of income for life

Manulife ReadyIncome offers you regular yearly income (both guaranteed and non-guaranteed) for life, and a legacy that lasts for generations. You can also reward yourself and fulfil your dream of living a lifestyle you deserve with attractive yearly income payouts.

Core benefits
  • Guaranteed yearly income for life as early as from the end of the 2nd policy year
    The guaranteed yearly income is 1% of your chosen sum insuredaccording to your needs and budget from the end of the 2nd policy year to the end of the 9th policy year. It then increases to 8% of the sum insured1 from the end of the 10th policy year.
  • Potential extra non-guaranteed yearly income payout 
  • Flexibility to transfer the policy ownership and income payouts to your child when child reaches age 18
  • Premium payment is waived upon Total and Permanent Disability of the life insured while income payouts continue
How Manulife ReadyIncome can help you

Download our brochures

Brochure (English) Brochure (δΈ­)

We're here to help

Need some advice? Speak to use to learn more about how our solutions can help.

Contact a Financial Planner

Speak to our Client Services Executives

(+65) 6833 8188

Servicing hours:
9am to 6pm
Mondays to Fridays
(excluding public holidays)

Product footnotes
1 We use the sum insured only to work out the amount of yearly income. It does not represent the benefits we will pay if you make a claim.
2 The non-guaranteed yearly income is based on the projected investment rate of return of 4.75% a year. The actual benefits we pay will depend on the future performance of the Participating Fund that Manulife ReadyIncome takes part in.

Important notes
Manulife ReadyIncome is underwritten by Manulife (Singapore) Pte. Ltd. (Registered number 198002116D.)

Buying a life insurance policy is a long-term commitment. If you end the policy early, it usually involves high costs and the cash-in value (also known as surrender value) (if any) may be less than the total premiums you have paid. This is for general information only and does not take account of your specific investment objectives, financial situation and any of your particular needs. You should seek advice from a financial adviser before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this plan is suitable for you. This is not a contract of insurance and is not an offer or recommendation to buy the plan and the riders. 

The specific details which apply to this insurance plan are set out in the policy contract.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the Life Insurance Association or SDIC websites ( or

Information is correct at the time of publishing.