Personal Accident Insurance in Singapore 

What is a personal accident insurance plan? 

While hospitalisation insurance plans reimburse hospitalisation bills, a personal accident insurance plan (also known as personal accident plan) provides lump sum pay outs to help cover for medical expenses, potential loss of income and other expenses to support your recovery even if no hospitalisation has occurred. 

Do I need a personal accident plan?  

Accidents can happen anywhere in Singapore. A personal accident insurance plan will be beneficial to you, especially if you are the sole breadwinner of the family or have children and parents relying on your income. You can also consider getting a personal accident insurance plan if your family is not able to help you financially in case of an accident. 

Why choose Manulife's personal accident plan? 

Be financially prepared for unforeseen accidental injuries with a personal accident insurance plan. Designed to give you a peace of mind and financial security for you and your family, Manulife ReadyProtect personal accident insurance plan not only provides coverage for accidental death and dismemberment but also covers infectious diseases such as Zika, Dengue, Hand, Foot and Mouth Disease (HFMD). 

To cater to your protection needs, our personal accident insurance plan also comes with optional additional benefits such as premium waivers and income support.