Maternity Insurance Plan for Mother and Child in Singapore
Focus on the joy of your pregnancy journey and motherhood with a maternity insurance plan that offers comprehensive coverage and care. This plan provides you and your baby with financial protection in case of any unexpected events.
Find a Maternity Insurance Plan in Singapore for you
What is a maternity insurance plan?
What is a maternity insurance plan?
Maternity insurance, or some may call pregnancy insurance, is an insurance plan provides coverage to both the mother and baby during pregnancy and for a period after birth. Most maternity insurance plans cover hospital stays, labor and delivery costs, and necessary medical procedures for natural births, however, cesarean sections are often only covered when deemed medically necessary.
How to choose a maternity insurance plan?
How to choose a maternity insurance plan?
Choose a maternity insurance plan that covers a list of pregnancy conditions and congenital illnesses which you would like to protect yourself and your baby from. For added coverage, you can also look for maternity insurance plans with coverage for psychotherapy treatment to safeguard the psychological health of mothers.
Why choose Manulife's maternity insurance plans?
Why choose Manulife’s maternity insurance plans?
Our maternity insurance plan provides peace of mind by covering a range of pregnancy complications including miscarriage due to an accident and a list of congenital illnesses1 for your child.
As the maternity insurance plan2 to cover mental wellness, Manulife's ReadyMummy plan also covers psychotherapy treatment3 to provide mental wellness support for the mother.
To ensure our maternity insurance plan is available for everyone, our plan also covers pregnancy by assisted conception procedures such as In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI).
Key benefits
- Comprehensive Medical Coverage
- Mental Wellness Support3
- Inclusive of Assisted Conception Procedures4
How much does maternity insurance cost?
How much does maternity insurance cost?
Maternity insurance typically ranges from a few hundred to over a thousand SGD annually, depending on the provider and coverage. Plans often cover pregnancy complications, hospitalisation, newborn care, and sometimes prenatal check-ups. Compare plans to find the best fit, and contact our financial consultant for personalized advice and pricing.
Can I get maternity insurance while pregnant?
Can I get maternity insurance while pregnant?
Yes, you can purchase a maternity insurance plan while pregnant. With the Manulife ReadyMummy plan, you are eligible to buy coverage from 13 to 36 weeks into your pregnancy (T&Cs apply).
Important Information
Terms and conditions apply. Please refer to ReadyMummy Product Summary for specific definition.
Footnotes
1. Please refer to the policy contract for definitions of covered conditions.
2. This plan covers up to 2 biological children born from a single pregnancy; and singleton pregnancy (only 1 biological child) from assisted reproduction techniques without complications. Only 1 maternity plan is allowed for each pregnancy.
3. Upon diagnosis of Major Depressive Disorder (MDD) or Generalised Anxiety Disorders (GAD), the mother must have been on medication prescribed by a registered psychiatrist and undergoing regular psychotherapy treatment, for at least 6 continuous months.
4. Covers Pregnancy by In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) with additional premium.
Important notes
ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.
The policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
Information is correct as of 1 October 2025.
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