What is Manulife Goal 2025 (III)?
Manulife Goal 2025 (III) is a single premium endowment plan which allows you to grow your savings with peace of mind. It provides protection in the form of death coverage during the 2-year policy term. If you already use rate-competitive fixed deposits and savings accounts to grow your wealth, this endowment plan could be a valuable complement that combines growth potential with the added benefit of protection.
How does it work?
Simply make an upfront single premium payment at application and let this endowment policy earn you potential returns of up to 1.88%1 per year during the 2-year policy term. You will also be covered against death during this period. Upon maturity, you will receive a lump sum amount which includes 100% of the single premium paid plus any bonus (guaranteed and non-guaranteed) earned.
Who is it for?
Manulife Goal 2025 (III) is suitable for those keen on a low-risk option to save and grow their money over the short-to-medium term. If you are sourcing options beyond the usual deposit savings plan, this single premium endowment policy may appeal to you as it provides a portion of guaranteed returns, potential bonuses and the added peace of mind that comes with insurance protection against death. It could also form part of a broader strategy for future goals such as education planning for your child.
Why should you get Manulife Goal 2025 (III)?
Important Information
Terms and conditions apply. Please refer to the Product Summary for more information about this insurance plan.
1. The illustrated maturity yield of 1.88% p.a. includes a non-guaranteed maturity bonus of 0.16% p.a. based on the higher illustrated investment rate of return (IIRR) of 2.07% p.a.. The non-guaranteed maturity bonus will be 0.32% of the single premium.
Based on the lower IIRR of 1.85% p.a., the illustrated maturity yield is 1.72% p.a.. The non-guaranteed maturity bonus will be zero.
As the maturity bonus rate and both IIRRs are not guaranteed, the actual benefits payable will vary according to the future performance of the Participating Fund of the policy. Figures are subject to rounding.
2. Not applicable to policies that have been altered.
Important Notes
Manulife Goal 2025 (III) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. This brochure is also available in Chinese. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.
Information is correct as at 13 February 2026.
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