Footnotes

* Promotion terms and conditions apply. Please refer to www.manulife.com.sg/content/dam/insurance/sg/solutions/our-solutions/tnc/manulife-goal-special-tncs.pdf

Terms and conditions apply, please refer to Product Summary for specific definitions.

¹ The illustrated maturity yield of 3.60% p.a. includes a non-guaranteed maturity bonus of 0.30% p.a. based on the higher illustrated investment rate of return (IIRR) of 4.25% p.a..

Based on the lower IIRR of 3.00% p.a., the illustrated maturity yield is 3.30% p.a.. The non-guaranteed maturity bonus will be zero. As the maturity bonus rate and both IIRR are not guaranteed, the actual benefits payable will vary according to the future performance of the Participating Fund of the policy. Figures are subject to rounding.

² Not applicable to policies that have been altered.

³ Based on the higher IIRR of 4.25% p.a., the non-guaranteed maturity bonus is 0.30% of the single premium.

Based on the lower IIRR of 3.00% p.a., the non-guaranteed maturity bonus will be zero. The bonus rate and both IIRR are not guaranteed and will depend on the future Participating Fund of the policy. Figures are subject to rounding.

Important Notes

Manulife Goal 2023 (Special) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.

Information is correct as at 13 October 2023.