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Manulife (Singapore) Pte. Ltd. 2022 Biggest Achievement Contest (“Contest”)

  1. The Contest is open to anyone residing in Singapore only (“Participants”).
  2. Participants must be a follower of Manulife (Singapore) Pte. Ltd.’s (“Manulife”) Facebook or Instagram page.
  3. The Contest will begin on 13 December 2022, 10:00 hrs and end on 20 December 2022, 23:59 hrs (both dates and time inclusive) (“Contest Period”). Any entry submitted after the Contest Period will not qualify for the Contest.
  4. Participants may only submit one (1) entry and be eligible to win one (1) Prize (defined below).
  5. Participants must complete all of the following by 20 December 2022, 23:59 hrs to enter the Contest:
    • Leave a comment on the Facebook or Instagram contest post to share what is your greatest achievement in 2022. OR
    • Leave a comment via a response to Manulife Singapore’s contest Instagram Story to share what is your greatest achievement in 2022.
  6. Six (6) Participants from Facebook and Instagram (collectively) with the most creative answers (“Winners”) as decided by Manulife in its sole discretion, will each win a $50 grocery voucher (“Prize”). Manulife reserves the right to replace the Prize at any time, without notice to the Participants, and in such an event, endeavor to replace the Prize with another of equivalent value.
  7. Winners will be contacted by Manulife on their Facebook or Instagram accounts.
  8. Winners must respond within five (5) working days of being contacted by Manulife on their Facebook or Instagram accounts. Failure to respond shall result in a forfeiture of the Prize.
  9. The Prize is non-transferable and cannot be exchanged for cash, credit or any other goods or services.
  10. Employees, Financial Consultants/ Representatives of Manulife and its affiliate, as well as members of their immediate families are not eligible to receive the Prize even upon their participation in the Contest.
  11. Manulife shall have sole and absolute discretion to exclude any person from participating in the Contest, without providing any reason or prior notice.
  12. Participants consent under the Personal Data Protection Act 2012 of Singapore to the collection, use, disclosure of their personal data by/to Manulife and such other third party as Manulife may reasonably consider necessary for the purpose of the Contest, and confirm that they agree to be bound by the terms of Manulife privacy policy, a copy of which can be found on
  13. By participating in the Contest, Participants are deemed to have provided consent to Manulife for the collection, use and disclosure of their personal data for the purposes of the Contest, including the announcement and publicity of the Winner(s) on Manulife’s website, Manulife’s Facebook Page and/or Manulife’s Instagram account.
  14. Manulife’s decision shall be final and binding on all Participants in any matter whatsoever in relation to the Contest.
  15. Manulife shall be released and discharged by each Participant from any and all liability, claims, demands, causes of action, and/or damages which the Participant may have, whether known or unknown at the present time, of any nature whatsoever, arising out of or relating to: (i) the Contest, (ii) loss suffered by the Winner as a result of the use and/or enjoyment of the Prize, and/or (iii) any tax liabilities in relation to the Contest, Prize and/or use or enjoyment of the same.
  16. Manulife reserves the right to amend the terms and conditions of this Contest without giving any notice or reason.
  17. The terms of this Contest will be governed by and construed in accordance with the laws of Singapore. All participants agree to submit to the exclusive jurisdiction of the courts of Singapore.