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Receive a stream of guaranteed income payouts to see your child through further education.

Why should you get it?

It pays to start looking into your child’s future early, so start saving now with Manulife Educate – an endowment plan that helps you save consistently for 10 years and allows you to get back at least 100% of your total premiums1 paid over the policy term. The plan also offers you the option of receiving yearly Guaranteed Cash Benefits before and when your child reaches the chosen Payout Age of 18 or 20 – or to continue accumulating3 interest for their future.

Receive Payouts

Enjoy 2 yearly Guaranteed Cash Benefits before the chosen Payout Age, and 4 yearly Guaranteed Cash Benefits from the chosen Payout Age onwards


Choose between the Payout Age of 18 or 20 that best suits your child’s educational milestones

Easy Application with No Health Check-up

Guaranteed acceptance with no health questions asked, applicable for base plan only


Your child is covered against death and terminal illness

Optional Add-Ons

Get additional protection with Payor Premium Waiver Rider (I) and Cancer Care Premium Waiver Rider (I)

Product Family

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Product Family

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1. Applicable only if the policy is without any optional rider and is held to maturity with no policy alterations (e.g. reduced in Sum Insured and reduced paid-up).

2. Terms and conditions apply. Please refer to Product Summary for specific definitions.

3. The Guaranteed Cash Benefit will be accumulated at an interest rate of 3.00% p.a. (at the illustrated investment rate of return of 4.75% p.a.) or 1.50% p.a. (at the illustrated investment rate of return of 3.25% p.a.). It is non-guaranteed and is subject to change with 30 days’ advanced notice to the Policy Owner.

Important notes

Manulife Educate and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites ( or 

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.

Information is correct as of 1 September 2019.

Speak to a financial consultant today!