ReadyPayout Plus

Ready to enjoy your savings your way

It’s best to have your savings ready for whenever you want to use them. ReadyPayout Plus is an insurance savings plan that offers you the choice of receiving cash payouts from the end of your first year, or leaving them with us for potentially higher returns till the policy matures.

Core benefits
  • We will pay guaranteed cash benefits from the end of your first policy year till the last policy year before the policy ends at a range of 2% to 10% of your sum insured.

    Guaranteed cash benefits paid for respective policy terms:
  • Flexibility to choose a policy term of 13, 15 or 20 years and premium payment term of 10, 15 or 20 years
  • Premium payment is waived upon Total and Permanent Disability of the life insured
How ReadyPayout Plus can help you achieve your saving goals

Download our brochures

Brochure (English) Brochure (Chinese)

We're here to help

Need some advice? Speak to us to learn more about how our solutions can help.

Contact a Financial Planner

Speak to our Client Services Executives

(+65) 6833 8188

Servicing hours:
9am to 6pm
Mondays to Fridays
(excluding public holidays)

ReadyPayout Plus is underwritten by Manulife (Singapore) Pte. Ltd. (Registered number 198002116D.)

Please see the product summary and policy contract for details on ReadyPayout Plus, Critical Care Payor Benefit Rider, Critical Care Payor Benefit (Spouse) Rider and Critical Care Waiver Rider.

Buying a life insurance policy is a long-term commitment. If you end the policy early, it usually involves high costs and the cash-in value (also known as surrender value) may be less than the total premiums you have paid. This is for general information only and does not take account of your specific investment aims, financial situation and any of your particular needs. You should seek advice from a financial adviser before making a commitment to purchase the plan and the riders. If you choose not to seek advice from a financial adviser, you should consider carefully whether this plan and the riders are suitable for you. This is not a contract of insurance and is not an offer or recommendation to buy the plan and the riders. The specific details which apply to this insurance plan and the riders are set out in the policy contract.

This policy is protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the Life Insurance Association or SDIC websites ( or

Information is correct at the time of publishing.